Know where it goes.
Keep more of it.
Your monthly budget, spending and savings in one place.
This month's plan
Your money map
Where your money goes
Category totals for the selected month
Projected household savings
Calculated assuming the entire spending budget is used. Targets are part of potential savings, not additional money.
Savings on a future date
Enter your current savings balance on Future to calculate this estimate.
What stands out
Recent activity
Amounts shown are your estimates and logged entries, not verified account balances. No bank access is connected.
Build a budget
you'll actually use.
Give spending and savings a purpose each month.
Monthly budget
Adjust each category's monthly limit below. These limits apply to all months; transactions are tracked month by month.
Spending categories
Fully customizableTap a group to see and edit its categories. Each group shows both monthly and annual totals.
Annual spending outlook
Annual budget assumes 12 equal months. Logged amounts are incomplete unless you have recorded all transactions.
Saving with intention
Your savings goals
How spending breaks down
Monthly spending trend
Track the little things.
See the big picture.
Expenses, income and savings transfers by month.
Transactions
Cash flow only represents entries you log. The planned take-home income on your Budget tab is a separate estimate.
Tap an entry to edit or delete. CSV imports use the template columns date, description, amount, type, category, goal. Review imported categories before relying on your reports. Mark credit-card payments as account transfers if purchases are already logged.
Can we afford
the next chapter?
Your home scenario uses the actual spending limits you set in Budget.
Explore a home purchase
Other purchase assumptions
How it fits your budget
Cost breakdown
Future housing replaces your current housing budget. Other categories, including school, vehicles and debt, are carried over. Tax, insurance, maintenance and PMI are examples, not quotes.
Your future,
by any date.
Estimate your household cash savings from your real budget assumptions.
Your projection inputs
How the estimate adds up
Starting balance is your cash as of today. Monthly deposits/withdrawals occur at month end. Positive annual growth is accrued between dates. This is a scenario, not a bank balance or guaranteed return. Do not add savings-goal transfers a second time.
Optional investment projection
Separate from cash savings above. Track investments only if you want to model them independently; don't double count their contributions.
Investment projection
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Projection assumptions
Nominal returns, constant contributions and monthly compounding. Excludes taxes, fees, inflation and market volatility. Your investment balance is separate from home-purchase savings and budgeted cash.